For first responders

We get 24/48 schedules

Personal loans built for shift work, overtime pay, and the life between calls.

24/48/72 hour shifts
We built for it
Overtime & hazard pay
Counts as income
Side work schedule
Limited by shifts

What do you need?

Consolidate my debts

Combine multiple payments into one lower monthly bill

Go

Pay off credit cards

Replace high-interest balances with a fixed-rate loan

Go

Home improvement

Renovate or repair your home

Go

Medical or family expense

Cover medical bills or a family need

Go

Something else

We can help with that too

Go

Checking your rate won't affect your credit score.

50+ lenders
2 minutes
No credit impact
Next-day funding
Shift pay welcome

We know your schedule

Financial products built around how first responders actually work

Variable income isn't a red flag

Your income fluctuates based on shift differentials, overtime opportunities, and hazard pay. Traditional lenders see that as risk. We see it as your reality. Our partner lenders understand first responder pay structures and evaluate your full earning potential.

No branch visits. No business hours.

Check rates between shifts on your phone. Complete everything online. Most approved borrowers get funded in 1–2 business days. We're available when you are—not just 9 to 5.

Your credit isn't judged by a soft check

See personalized rates from 50+ lenders without impacting your credit score. We use a soft pull to show you what's available. Your credit is only affected if you choose an offer and move forward with a lender.

From the community

“I work 72s at the station and side work when I can. They actually counted all of it. Rate was better than my credit union, and I didn't have to take a day off to go sit in a branch.”

James Rodriguez
Firefighter/Paramedic, Phoenix FD

“Been an EMT for 12 years. This was the first time a lender didn't question my variable income or ask me to 'get a regular job.' Funded in two days.”

Sarah Chen
Paramedic, King County EMS

Three steps to your rate

1

Pick your purpose

Tell us what you need. Takes 2 minutes from your phone.

2

See your rates

Compare personalized offers from 50+ lenders. No credit impact.

3

Get funded

Choose your offer. Most approved borrowers funded in 1–2 days.

Ready to check your rate?

We get your schedule. We count your income.

2 minutes. No credit impact. Shift pay welcome.

Consolidate my debts

Combine multiple payments into one lower monthly bill

Go

Pay off credit cards

Replace high-interest balances with a fixed-rate loan

Go

Home improvement

Renovate or repair your home

Go

Medical or family expense

Cover medical bills or a family need

Go

Something else

We can help with that too

Go

Checking your rate won't affect your credit score.