For first responders

Compare personal loan rates in 2 minutes

Shift pay and overtime welcome. No credit impact.

50+ lenders
Next-day funding
$3K\u2013$100K

What do you need?

Consolidate my debts

Combine multiple payments into one lower monthly bill

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Pay off credit cards

Replace high-interest balances with a fixed-rate loan

Go

Home improvement

Renovate or repair your home

Go

Medical or family expense

Cover medical bills or a family need

Go

Something else

We can help with that too

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Checking your rate won't affect your credit score.

Compare offers from trusted lenders

SoFiLendingClubProsperUpgradeBest Egg
50+ lenders
Compare them all
2 minutes
See rates fast
No credit impact
Soft pull only
Next-day funding
When approved
Shift pay welcome
Overtime counts

Built for your schedule

Variable income accepted

We understand 24/48/72 hour shifts, overtime pay, and hazard differentials. Our lenders know how first responder income works.

Fast, mobile-friendly process

Check rates between shifts on your phone. Most approved borrowers get funded in 1–2 business days. No branch visits required.

“Got approved within 24 hours. They understood my 48-hour schedule without me having to explain. Simple process.”

Marcus W.
Lieutenant, Houston FD

“First time a lender actually counted all my income. Funded in two days, used it to consolidate three credit cards.”

Sarah C.
Paramedic, King County EMS

See your personalized rates now

2 minutes to check. No impact on your credit score.

Consolidate my debts

Combine multiple payments into one lower monthly bill

Go

Pay off credit cards

Replace high-interest balances with a fixed-rate loan

Go

Home improvement

Renovate or repair your home

Go

Medical or family expense

Cover medical bills or a family need

Go

Something else

We can help with that too

Go

Checking your rate won't affect your credit score.